Coverage for Unknown Pre-existing Conditions*
Most of the medical insurance products in the market do not cover unknown pre-existing conditions. Patients without a much-needed protection would be distressed. We understand that such unknown pre-existing conditions you were not aware and would not reasonably have been aware of at the time of submission of application. Therefore, we have designed cover for unknown pre-existing conditions with full coverage from the third year onwards in China & HKSAR plan, and ease your concerns and satisfy your needs.
* Applicable to Plan 4 only