Building Age is calculated by Effective Date of the policy.
E.g. 1: If Year of Built is 1983 and Effective Date of the policy is 1 May, 2018, then the building age is 35 years.
E.g. 2: If Year of Built is 1983 and Effective Date of the policy is 1 Jan 2019, then the building age is 36 years.
Total number of claims incurred in the past three years
Total loss amount incurred in the past three years
This Sum Insured cannot exceed the Maximum Limit Per Year of selected plan (The Maximum Limit Per Year of Plan A and Plan B is HKD 500,000 and HKD 1,000,000 respectively). Sum Insured must be HK$5,001 or above as well.
Sum Insured should be the value of your property.
Additional Premium = Premium of Domestic Helper Plan x No. of Domestic Helper
This additional premium includes Employees' Compensation Insurance Levy.
domesticHelper
Please provide the category of the specified item for our policy record.
Please provide the model number (if any) and description of the specified item for our policy record.
Please provide the value of the specified item for our policy record.
The total value of all specified items should not exceed 100% of the input Sum Insured.
Maximum number of domestic helper under one policy is 4.
IA Levy means levy collected by the Insurance Authority. For further information, please refer to our website.
IA Levy = (Basic Premium + Optional Coverage Premium - Discount) x IA Levy %
Discount is calculated before IA Levy.
Total Premium = Basic Premium + Optional Coverage Premium - Discount + IA Levy + Employees' Compensation Insurance Levy (Applicable to Domestic Helper Coverage only)
Proposer must be aged from 18.
Domestic Helper must be aged from 18 to 60.
Policy confirmation SMS will be sent to your mobile no. upon successful premium payment.
Policy confirmation will be sent to your email upon successful premium payment.
Renewal notice will be sent to your correspondence address.
Must be private dwelling for domestic use only.
1
Quotation
2
Application
3
Confirmation

Choose your plan

Building Agei
35 years or below
Over 35 years
Premises Type
Multi - Storey
Building
Village
House
Detached
House
Gross Floor Area
(sq.ft.)
Less than
500
501 - 700
701 - 1,000
1,001 - 1,500
1,501 - 2,000
2,001 or above
Tell me more about you
Is the Insured Premises built of concrete, roofed with concrete and is in good state of repair?
Yes
No
Has the proposed Insured Premises suffered any loss in the past three years?
Yes
No
No. of claimsi
1
Total Loss Amount (HKD)i
Has any insurance company ever at any time declined your proposal, cancelled or refused to renew your home / domestic helper policy, required an increased rate or imposed special conditions?
Yes
No

Choose your plan

Plan A
 
Plan B
 
Benefits details
Benefits (Section 1 - 4) Maximum Limit Per Year (HK$)
Plan A B
 
1.Home Contents "All Risks"
   
covers accidental loss of or damage to home contents caused by fire, burglary, typhoon, earthquake, flood, bursting of water pipes and many other mishaps 500,000 1,000,000
Sub-limit for any one item / set per period:    
a.Foodstuff (except Frozen Food)
7,500 per item
50,000 in aggregate
10,000 per item
100,000 in aggregate
b.Valuables
7,500 per item
100,000 in aggregate
10,000 per item
150,000 in aggregate
c.Furniture, furnishings, household appliances, computer, hi-fi, TV, home video equipment, piano etc
75,000 per item / per set 100,000 per item / per set
Extensions    
1.Alternative Accommodation
covers the rental expenses incurred for temporary accommodation for the period while your home is uninhabitable due to an insured accident
1,500 per day
50,000 in aggregate
1,500 per day
50,000 in aggregate
2.Windows and Door Lock Replacement
covers the cost of replacement of windows and door lock due to burglary or attempted theft
3,000 3,000
3.Frozen Food Damage
covers cost of replacing food loss due to accidental failure of electricity supply (the refrigerator which is less than 5 years old)
5,000 5,000
4.Personal Money / Unauthorized Use of Credit Card
covers the loss of personal money or unauthorized use of credit card due to theft, burglary or robbery occurred at home
2,000 2,000
5.Replacement Costs of Loss of Personal Documents
covers cost of replacement of personal documents (e.g. HKID card, passport etc) due to theft, burglary or robbery at home
1,500 1,500
6.Domestic Helper's Personal Effects
covers accidental loss of domestic helper's personal effects at home
2,500 per item
10,000 in aggregate
2,500 per item
10,000 in aggregate
7.Medical Expenses
covers medical expenses incurred by the insured & / or family member(s) for bodily injury sustains caused by burglars or robbers at home
3,000 3,000
8.Removal of Debris
covers the cost of debris removal of home contents after dismantling & / or demolishing

10% of adjusted loss

or maximum up to

50,000 per year

10% of adjusted loss

or maximum up to

50,000 per year

9.Temporary Removal
covers loss of home contents whilst temporarily removed from the insured location for cleaning, renovation, repair or other similar purposes (up to 14 days)

10,000 per item

50,000 in aggregate

10,000 per item

50,000 in aggregate

10.House Removal
covers loss of home contents whilst in transit by professional movers to a new location

10,000 per item

50,000 in aggregate

subject to excess of 1,000

10,000 per item

50,000 in aggregate

subject to excess of 1,000

11.Interior Works
covers accidental loss of or damage to home contents while interior works are being carried out in the home (contract value of the interior works does not exceed HK$200,000 for any one contract)

2,000 per item

50,000 in aggregate

subject to excess of 1,000

or 10% of the adjusted loss

2,000 per item

50,000 in aggregate

subject to excess of 1,000

or 10% of the adjusted loss

 
2.Personal Accident
   
covers accidental death and permanent total disablement of the insured & / or family member(s) caused by fire, robbery or burglary at home 400,000 400,000
Insured & family member(s) aged 18 or above 100,000 per person 100,000 per person
Insured & family member(s) aged 17 or under / aged 70 or above 50,000 per person 50,000 per person
 
3.Personal Liability
   
covers for insured & / or family member(s) against legal liability towards third parties for their bodily injury or property damage caused by you & / or your family members’ negligence 10,000,000 10,000,000
 
4.24 Hours' Home Assistance Services
   
provides the following 24 Hours' Home Assistance Services referral in the case of an emergency  
Electrician Service Referral  
Plumber Service Referral  
Locksmith Service Referral  
Household Repairer Assistance Referral Service  
Baby Sitting Referral Service  
Temporary Domestic Helper Referral Service  
Pest Control / Cleaning Service Referral  
House Call / Dental Referral  
Air-conditioning Engineer Referral  
Optional Coverage?
Worldwide
Personal
Effects & Valuables
Building All Risks
Domestic Helper
No, thanks
Benefits details
Benefits (Section 5)   Maximum Limit Per Year (HK$)
 
5.1Worldwide Personal Effects & Valuables
 
covers for loss of or damage to the insured & / or family member(s) personal effects and valuables as declared Sum Insured
Sub-limit :  
Unspecified Items 5,000 per item or 25% of Sum Insured whichever is the smaller excess of 250 for each and every claim
Specified Items

As declared limit

Excess of 250 for each and every claim

 
5.2Building All Risks
 
covers the insured & / or family member(s) against any unforeseen loss of or damage to the building Sum Insured
 
5.3Overseas Domestic Helper
 
1.Employees’ Compensation
covers legal liability under Employees’ Compensation Ordinance for bodily injury or death to your domestic helper
100,000,000 per accident
2.Personal Accident
covers accidental death and permanent total disablement caused by fire, robbery or burglary at home
100,000
3.Repatriation Expenses
covers repatriation expenses incurred in the event that the domestic helper suffers from death, serious sickness or injury resulting in being unable to perform the service contract
20,000
4.Surgical & Hospitalization Expenses
covers the expenses incurred by the domestic helpers for hospital confinement for any medical treatment or surgery
30,000
 Sub-limit :
 
 Room and board & other miscellaneous hospital charges
300 per day
 Surgical fee
10,000 per disability
 Anaesthetist’s fee
25% of surgical fee up to 2,500 per disability
 Operating theatre fee
12.5% of surgical fee up to 1,250 per disability
5.Clinical Expenses
covers the expenses incurred by the domestic helper for medical consultation, treatment and prescribed medical supplies
3,000
 Sub-limit :
 
 Registered medical practitioner
150 / visit / day
 Registered or listed chinese medicine practitioner (including bone-setting), or registered physiotherapist
100 / visit / day or 500 in aggregate
6.Dental Expenses
covers the expenses incurred by the domestic helper for oral surgery, treatment of abscesses, X-rays, extractions or fillings
1,500
2/3 of the expenses per claim
7.Loan Protection
reimburses the outstanding loan that you have made to the domestic helper if it could not be collected in the event that domestic helper is repatriated or dies
5,000
8.Fidelity Guarantee
covers a pecuniary loss resulting from an act of fraud or dishonesty commited by the domestic helper
10,000
Worldwide Personal Effects & Valuables
Benefits details
Benefits (Section 5)   Maximum Limit Per Year (HK$)
 
5.1Worldwide Personal Effects & Valuables
 
covers for loss of or damage to the insured & / or family member(s) personal effects and valuables as declared Sum Insured
Sub-limit :  
Unspecified Items 5,000 per item or 25% of Sum Insured whichever is the smaller excess of 250 for each and every claim
Specified Items

As declared limit

Excess of 250 for each and every claim

Please input your sum insured, which will become the Maximum Limit Per Year of this optional coverage, and we would calculate the additional premium for you.
Sum Insured (HKD)i
Additional Premium (HKD)
Do you want to insure specific items which exceed policy article limit? (Policy article limit means HK$5,000 per item or 25% of input Sum Insured, whichever is the smaller.)
Yes
No
Itemsi
Description / Model No.i
Value (HKD)i
Add Item
Save & Continue
Building All Risks
Benefits details
Benefits (Section 5)   Maximum Limit Per Year (HK$)
 
5.2Building All Risks
 
covers the insured & / or family member(s) against any unforeseen loss of or damage to the building Sum Insured
Please input your sum insured, which will become the Maximum Limit Per Year of this optional coverage, and we would calculate the additional premium for you.
Sum Insured (HKD)i
Additional Premium (HKD)
Save & Continue
Domestic Helper
Benefits details
Benefits (Section 5)   Maximum Limit Per Year (HK$)
 
5.3Overseas Domestic Helper
 
1.Employees’ Compensation
covers legal liability under Employees’ Compensation Ordinance for bodily injury or death to your domestic helper
100,000,000 per accident
2.Personal Accident
covers accidental death and permanent total disablement caused by fire, robbery or burglary at home
100,000
3.Repatriation Expenses
covers repatriation expenses incurred in the event that the domestic helper suffers from death, serious sickness or injury resulting in being unable to perform the service contract
20,000
4.Surgical & Hospitalization Expenses
covers the expenses incurred by the domestic helpers for hospital confinement for any medical treatment or surgery
30,000
 Sub-limit :
 
 Room and board & other miscellaneous hospital charges
300 per day
 Surgical fee
10,000 per disability
 Anaesthetist’s fee
25% of surgical fee up to 2,500 per disability
 Operating theatre fee
12.5% of surgical fee up to 1,250 per disability
5.Clinical Expenses
covers the expenses incurred by the domestic helper for medical consultation, treatment and prescribed medical supplies
3,000
 Sub-limit :
 
 Registered medical practitioner
150 / visit / day
 Registered or listed chinese medicine practitioner (including bone-setting), or registered physiotherapist
100 / visit / day or 500 in aggregate
6.Dental Expenses
covers the expenses incurred by the domestic helper for oral surgery, treatment of abscesses, X-rays, extractions or fillings
1,500
2/3 of the expenses per claim
7.Loan Protection
reimburses the outstanding loan that you have made to the domestic helper if it could not be collected in the event that domestic helper is repatriated or dies
5,000
8.Fidelity Guarantee
covers a pecuniary loss resulting from an act of fraud or dishonesty commited by the domestic helper
10,000
Please select your plan for your domestic helper(s).
Item 1 only
Employees' Compensation
 
Item 1 - 8
Employees' Compensation + Others
 
No. of Domestic Helperi
1
Additional Premium (HKD)i
Save & Continue
Period of Insurance
Selected date not allowed, please selecte another date.
Effective Date
Expiry Date
IA Levyi
Promotion Codei
Apply
Total Premium (HKD)i
111

Fill in your details

Confirm your details

Your Plan Summary
Policy Type
Home Combined
Building Age
Premises Type
Gross Floor Area (sq. ft.)
Plan Type
Optional Coverage
Total Premium (HKD)
Modify Plan
Additional Information
Please input below information to enjoy special discount
Proposer
Last Name
Given Name
Gender
HKID
Date of Birthi
Mobilei
Emaili
Correspondence Addressi
 
 
 
 
Insured Location Address is same as the above Correspondence Address
Insured Location Addressi
 
 
 
 
Year of Built
I do not agree to the use of my personal data for direct marketing
The above represents your present choice of whether or not to receive direct marketing contact or information from the Company. This shall replace any choice you may have given to the Company prior to this application.

Please note that your above choice shall apply to the direct marketing of the products, services and / or subjects as set out in the Company’s Personal Information Collection Statement (the “Statement”). Please also refer to the Statement for the kinds of personal data which may be used for direct marketing.
Domestic Helper
Last Name
Given Name
Gender
Document
Document
Date of Birthi
Note:  
Place of Employment must be same as Insured Location Address
Next Step
Edit Details
Declaration
I / We HEREBY CONFIRM that I / We have been duly authorized by each of the persons covered under this application including guardian of the child(ren) mentioned in this application (together, the “Insured Persons” and each an “Insured Person”) to apply for Target Home Insurance and to make the following declarations for and on his / her / their behalf. I / We also hereby declare that each of the Insured Persons has agreed to the information under this application including under these declarations, and that it is a condition precedent to obtain coverage for each such person that such Insured Person has agreed to all such information including the following declarations, Terms of Use, Policy terms, conditions and exclusions, Privacy Policy Statement and Personal Information Collection Statement (“Notice”).

I / We, and on behalf of each of the Insured Person(s), hereby apply for Target Home Insurance, deemed and accepted to constitute separate insurance in respect of each such Insured Person, and declare that the statements and particulars given in this application are to the best of the knowledge and belief of each of the Insured Person(s), true and complete, and that this application will form the basis of the contract of the Insured Person(s) with Target Insurance Company, Limited (“the Company”).

I / We HEREBY DECLARE AND AGREE on behalf of myself / ourselves and the Insured Persons (hereinafter referred to as “Relevant Persons”, “We”, “Our” or “Us”) (for the avoidance of doubt, the expressions “Relevant Persons”, “We”, “Our” or “Us” include myself / ourselves and the Insured Persons) that:
  1. I / We declare that the information given above is true and correct to the best of my / our knowledge and believe that all materials facts affecting the assessment of this application have been disclosed.
  2. I / We confirm that I / We have read and agreed Target Insurance Company, Limited’s Personal Information Collection Statement (“the Statement”). I / We acknowledge and agree that the personal data and information with respect to me / us which are provided by me / us in our application may be held, used, processed or disclosed to such parties for the purposes as set out in the Statement.
  3. The policy shall become effective only following the full payment of premium stated in the policy schedule and all applicable requirements being met.
  4. I / We shall disclose to the Company any change and/or material facts of all Relevant Person(s) that occur after filling in this online proposal form but before the policy is issued.
  5. The Company is not bound by and is not required to rely on any statement which I / We may have made to any person if not input here.
  6. The Company can contact me / us merely by electronic means.
  7. I / We understand this payment is paid to Target Insurance Company, Limited. This merchant is located in Hong Kong.
Please agree the Declaration before payment.
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