Benefits
Coverage
Coverage
Benefits (Section 1 - 2) Benefit Amount (HK$)
Plan Plan A Plan B
 
1.Cancer Benefit
   
1.1Brain
1,600,000 800,000
1.2Lung, Breast, Ovary, Leukaemia, Lymphoma, Pancreas
1,000,000 500,000
1.3Colorectal, Liver, Stomach, Uterus, Cervix, Bladder, Esophagus, Head and Neck, Kidney, Other Sites
500,000 250,000
1.4Prostate, Melanoma, Thyroid
200,000 100,000
 
2.Advanced Early Cancer Benefit
   
2.1Advanced Early Cancer
100,000 50,000
Benefits
(1)   Cancer Benefit
If the Insured is diagnosed with Cancer, we shall, upon receipt of acceptable proof of occurrence and subject to terms and conditions of this Policy, pay the relevant Cancer Benefit based on the primary cancer site on first diagnosis to the Policy Owner provided that the Insured survives for a period of not less than thirty (30) days following the relevant diagnosis.
The Cancer Benefit shall only be payable once on the primary cancer site on first diagnosis to the Policy Owner. If more than one primary cancer sites are first diagnosed, though they may exist in different stages, conditions or forms, only one Cancer Benefit for which the highest Benefit Amount is payable. After we pay this benefit, this Policy shall immediately terminate and no further benefits shall be payable under the Policy except for benefits due prior to the termination of the Policy.
(2)   Advanced Early Cancer Benefit
If the Insured is first diagnosed with Carcinoma-in-situ or Less Severe Malignancy, subject to terms and conditions of this Policy, we will pay HK$100,000 (Plan A) or HK$50,000 (Plan B) to the Insured.
The Advanced Early Cancer Benefit shall only be payable once to the Insured on first diagnosis, provided that the Insured survives for a period of not less than thirty (30) days following the relevant diagnosis. After the payment of Advanced Early Cancer Benefit, this benefit shall terminate, and the Benefit Amount of Cancer Benefit as mentioned in Benefit Item (1) above shall be reduced by the amount of Advanced Early Cancer Benefit.
Major Exclusions
No Benefit shall be payable under this Policy if the relevant Cancer:
 
  1. is related to Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex (ARC) or infection by Human Immunodeficiency Virus (HIV); or
  2. arises as a result of suicide, attempted suicide or intentionally self-inflicted injury or disease, whether the Insured is sane or insane; or
  3. its signs or symptoms or any received medical advice or treatment of which, in the opinion of the Company first occurred within or prior to the first ninety (90) days from the Policy Effective Date; or
  4. is caused directly or indirectly by the taking of drugs (except under the proper direction of a registered Physician), the taking of poison or alcohol; or
  5. is caused directly or indirectly by war or any act of war, declared or undeclared, riots, insurrection or civil commotion; or
  6. arises from Congenital Conditions; or
  7. arises as unreasonable failure to seek or follow medical advice; or
  8. is caused directly or indirectly by atomic explosion, nuclear fission or radioactive gas.

Notes
  1. For Hone Kong Residents Only.
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