You can enrol in this insurance plan if your business belongs to the following three categories.

1) Wholesale, Retail, Import & Export Trades, Restaurants, Hotel

2) Finance, Insurance, Real Estate, Business Services

3) Community, Social & Personal Services

If your company does not fit in the above categories, please email us at cs.gi@6161.com.hk with your contact and business details for a quote.

The following requirements should be met:

1) Your company falls under the insured nature of business

2) Your employees' occupations fall under those stated in the insured occupation list

3) The store or office has not suffered any losses in the past 3 years

4) The store or office is in a premise built of concrete and in good state of repair

5) The store or office is in a building under the age of 40

Otherwise, please contact our CS hotline (852) 2926 2926 or email us at cs.gi@6161.com.hk and leave your contact details for us to follow up and provide a quote.

Our application procedure is simple. You only complete, sign and return the application together with Business Registration to us.

The basic premium (including EC levy) is based on your insured amount of contents and stock, and your employees' wageroll.

If you are going to purchase Personal Accident for your employees, you can calculate the premium based on the plan selected and the number of employees you wish to insure.

As for the minimum premium, the Property All Risks coverage is HK$1,000, while Property All Risks plus Employees' Compensation coverage is HK$1,500 (excluding EC levy).

We accept one time annual premium payment by credit card or cheque.

1) Credit card

2) Cheque

For cheque payment, please make your crossed cheque payable to "Target Insurance Company, Limited". Please write down the name of insured, policy number (for policy renewal), contact person and contact number on the back of the cheque and return to us by post.

If you have received a counterfeit note, you should report to police at once. Please submit the original police report and the claim form to our claims department for handling.

If there is any bodily injury, property loss or damage arising from an accident that involves a third party, please do not settle with that third party yourself or assume any liability or compensation. You should contact us immediately, and we will advise you on the best way to handle the situation.

Our optional Personal Accident coverage is for employees aged 18 to 65 only.

No. Details should be provided in the event that you are submitting a claim.

If any accident occurs during the insured period, please report to the related parties such as property management and the police and obtain the police report or loss or damage report. Please do not repair or replace the damaged property yourself. You should inform us for further advice.

No, unless we are required for verification purpose. Income certificates will be required in the event that there is an Employees' Compensation claim.

Yes. Our SME insurance is flexible. You may purchase our SME insurance policy independently without the Employees' Compensation section.

No. Details should be provided in the event that you are submitting a claim.