Benefits
Basic Coverage
Basic Coverage
Basic Benefits (Section 1 - 10) Maximum Limit Per Insured Person (HK$)
Plan Move Run Fly
 
1.Emergency Medical Expenses and Assistance
     
1.1Medical Expenses
Include : Follow-up medical expenses
Sub-limit for chinese medicine practitioner
600,000
120,000
3,000
(200 per daily visit)
800,000
120,000
3,000
(200 per daily visit)
1,000,000
120,000
3,000
(200 per daily visit)
1.2Overseas Hospital Cash
5,000
(500 per day)
10,000
(500 per day)
15,000
(500 per day)
1.3Hospital Guarantee Services
50,000 50,000 50,000
1.4Emergency Medical Evacuation & Repatriation
Actual Cost Actual Cost Actual Cost
1.5Repatriation of Remains
Actual Cost Actual Cost Actual Cost
1.6Hotel Room Accommodations for Convalescence
1,500 / day
(max. 7 days)
1,500 / day
(max. 7 days)
1,500 / day
(max. 7 days)
1.7Compassionate Visit
One economy class return airfare and room accommodation of 1,500 / day
(max. 7 days)
1.8Return of Unattended Dependent Child(ren)
One economy class one-way airfare
1.9Child Guard
N/A 30,000 60,000
1.1024-Hour Assistance Hotline and Referral Services
Inclusive Inclusive Inclusive
 
2.Personal Accident
     
2.1Accident while in a common carrier
600,000 1,200,000 2,000,000
2.2Other Accidents
300,000 600,000 1,000,000
2.3Major Burns (Third degree)
30,000 60,000

100,000

 
3.Journey Cancellation and Journey Interruption
     
3.1Journey Cancellation
N/A 25,000 50,000
3.2Journey Interruption
N/A 25,000 50,000
(a)Curtailment Expenses
N/A Inclusive Inclusive
(b)Journey Re-arrangement
N/A Inclusive Inclusive
(c)Compulsory Quarantine
N/A Inclusive
(500 per day)
Inclusive
(500 per day)
3.3Outbound Travel Alert
     
(a)Black
N/A 100% 100%
(b)Red
N/A 50% 50%
(c)Amber
N/A N/A N/A
 
4.Personal Effects
     
4.1 Baggage and Personal Effects per article / pair / set of articles limit per laptop limit per mobile phone limit per golf baggage & equipment limit
N/A
N/A
N/A
N/A
N/A
10,000
3,000
5,000
2,000
4,000
20,000
3,000
5,000
2,000
4,000
4.2Personal Money
N/A 3,000 5,000
4.3Credit Card Protection
N/A 20,000 20,000
4.4Travel Documents
N/A 10,000 20,000
 
5.Delay Coverage
     
5.1Travel Delay
N/A 5,000
(500 every full 5 consecutive hours)
10,000
(500 every full 5 consecutive hours)
5.2Baggage Delay
N/A 1,000
(500 every full 5 consecutive hours)
2,000
(500 every full 5 consecutive hours)
 
6.Personal Liability
     
  2,000,000 2,000,000 2,000,000
 
7.Compassionate Death Cash
     
  N/A 20,000 30,000
 
8.Trauma Counselling
     
  N/A 20,000 30,000
 
9.Rental Vehicle Excess
     
  N/A 5,000 8,000
 
10.Loss of Green Fees (Golf)
     
  N/A 2,000 2,000
Optional Coverage
Optional Coverage
 
Benefits (Section A and B) Maximum Limit Per Insured Person (HK$)
Plan Move Run Fly
 
A.Cruise Vacation Coverage
     
1.Additional Journey Cancellation and Interruption
N/A 34,500 34,500
2.Cruise Cancellation and Interruption
N/A 57,000 57,000
3.Excursion Tour Cancellation
N/A 11,500 11,500
 
B.Scuba Diving Coverage
     
1.Tour Cost
N/A 17,250 17,250
2.Equipment Hire
N/A 11,500 11,500
Major Exclusions
  1. Any act of terrorism except for Section 1 (Emergency Medical Expenses and Assistance Benefit) and Section 2 (Personal Accident Benefit).
  2. Any sport in a professional capacity.
  3. Any organized sports, any kind of race (other than on foot), motor rallies and competition, mountaineering (necessitating the use of ropes or pitons), speed or endurance tests, parachuting.
  4. Trekking or hiking at an altitude of over 5,000 meters above sea-level.
  5. Scuba diving to a depth greater than 30 meters below sea-level, or other hazardous pursuits or occupations.
Important Notes
  1. This insurance is only valid for conventional leisure travel or business travel (limited to administrative work only).
  2. All journeys must depart from Hong Kong.
  3. If the insured person is covered under more than one policy underwritten by the Company, the Company's liability in respect of that insured person for the same journey is limited to the maximum benefits payable under one of the policies which provides the highest amount of benefits.
  4. Age Limit:
    6 week - aged 85 (Single Trip)
    6 week - aged 70 (Annual Trip)

    For aged under 18 or aged over 70, 50% of the Maximum Benefit will be payable on medical expenses, overseas hospital cash and personal accident.

  5. The Company has the final decision on the acceptance of this application and the insurance coverage. In case of any disputes, the decision of the Company shall be final.
  6. This website provides a brief introduction only. Please refer to the insurance policy for detailed terms and conditions, a specimen of which is available upon request. In the event any discrepancy between the Chinese and English language of this website, the English version shall prevail.
  7. This insurance is underwritten by Target Insurance Company, Limited.
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