- Asia Plan is applicable to trips from Hong Kong to Australia, Bangladesh, Brunei, Cambodia, China, Guam, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia, Mongolia, Myanmar, Nepal, New Zealand, Pakistan, Philippines, Saipan, Singapore, Taiwan, Thailand, Tinian, Vietnam.
- Worldwide Plan is applicable to trips from Hong Kong to anywhere of the world.
Single Trip
- Myself and spouse must be aged from 18 to 85 (By Departure Date).
- Child must be aged from 6 weeks to under 18 and unmarried (By Departure Date).
- Relatives / Friends must be aged from 6 weeks to 85 (By Departure Date).
- Family Plan must be applied independently, excluding non-immediate family members. Family Plan means a legal couple or domestic partner and maximum 4 children aged between 6 weeks and under 18 and unmarried.
Annual Trip
- Myself and spouse must be aged from 18 to 70 (By Effective Date).
- Child must be aged from 6 weeks to under 18 and unmarried (By Effective Date).
- Family Plan must be applied independently, excluding non-immediate family members. Family Plan means a legal couple or domestic partner and maximum 4 children aged between 6 weeks and under 18 and unmarried.
Maximum period of insurance of Single Trip is 182 days.
Maximum period of insurance of Annual Trip is 90 days.
Discounted Premium = Basic Premium + Optional Coverage Premium – Discount
IA Levy means levy collected by the Insurance Authority. For further information, please refer to our website.
IA Levy = (Basic Premium + Optional Coverage Premium - Discount) x IA Levy %
Discount is calculated before IA Levy
Total Premium = Basic Premium + Optional Coverage Premium – Discount + IA Levy
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Myself must be aged from 18 to 85.
Myself must be aged from 18 to 70.
Spouse must be aged from 18 to 85.
Spouse must be aged from 18 to 70.
Child must be aged from 6 weeks to under 18 and unmarried.
Relatives / Friends must be aged from 6 weeks to 85.
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Important: Please click here on the policy coverage
in regards to “Coronavirus Disease 2019” (COVID-19)
Selected date not allowed, please selecte another date.
Period of Traveli
Effective Date of Insurance Coveri
Departure Date
Effective Date
Maximum 10 insured persons for a policy
Maximum 4 children for a policy
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Important: Please click here on the policy coverage
in regards to “Coronavirus Disease 2019” (COVID-19)
Benefits details
Basic Benefits (Section 1 - 10) |
Maximum Limit Per Insured Person ( HK$ ) |
Plan |
Move |
Run |
Fly |
1.
Emergency Medical Expenses and Assistance
|
|
|
|
1.1
Medical Expenses
Include : Follow-up medical expenses
Sub-limit for chinese medicine practitioner
|
600,000
120,000
3,000
|
800,000
120,000
3,000
|
1,000,000
120,000
3,000
|
1.2
Overseas Hospital Cash
|
5,000
|
10,000
|
15,000
|
1.3
Hospital Guarantee Services
|
50,000 |
50,000 |
50,000 |
1.4
Emergency Medical Evacuation & Repatriation
|
Actual Cost |
Actual Cost |
Actual Cost |
1.5
Repatriation of Remains
|
Actual Cost |
Actual Cost |
Actual Cost |
1.6
Hotel Room Accommodations for Convalescence
|
1,500 / day
|
1,500 / day
|
1,500 / day
|
1.7
Compassionate Visit
|
One economy class return airfare and room accommodation of 1,500 / day
|
1.8
Return of Unattended Dependent Child(ren)
|
One economy class one-way airfare |
1.9
Child Guard
|
N/A |
30,000 |
60,000 |
1.10
24-Hour Assistance Hotline and Referral Services
|
Inclusive |
Inclusive |
Inclusive |
2.
Personal Accident
|
|
|
|
2.1
Accident while in a common carrier
|
600,000 |
1,200,000 |
2,000,000 |
2.2
Other Accidents
|
300,000 |
600,000 |
1,000,000 |
2.3
Major Burns (Third degree)
|
30,000 |
60,000 |
100,000
|
3.
Journey Cancellation and Journey Interruption
|
|
|
|
3.1
Journey Cancellation
|
N/A |
25,000 |
50,000 |
3.2
Journey Interruption
|
N/A |
25,000 |
50,000 |
(a)
Curtailment Expenses
|
N/A |
Inclusive |
Inclusive |
(b)
Journey Re-arrangement
|
N/A |
Inclusive |
Inclusive |
3.3
Outbound Travel Alert
|
|
|
|
(a)
Black
|
N/A |
100% |
100% |
(b)
Red
|
N/A |
50% |
50% |
(c)
Amber
|
N/A |
N/A |
N/A |
4.
Personal Effects
|
|
|
|
4.1
Baggage and Personal Effects
per article / pair / set of articles limit
per golf baggage & equipment limit
laptop limit (maximum HK$5,000 per item) and mobile phone limit (maximum HK$2,000 per item)
|
N/A
N/A
N/A
N/A
|
10,000
3,000
4,000
5,000
|
20,000
3,000
4,000
5,000
|
4.2
Personal Money
|
N/A |
3,000 |
5,000 |
4.3
Credit Card Protection
|
N/A |
20,000 |
20,000 |
4.4
Travel Documents
|
N/A |
10,000 |
20,000 |
5.
Delay Coverage
|
|
|
|
5.1
Travel Delay
HK$500 for each of the following delay hours' group:
1. first full 5 consecutive hours;
2. the following full 10 consecutive hours up to 15 hours;
3. another full 10 consecutive hours up to 25 hours;
4. every full 5 consecutive hours after the delay is over 25 hours.
|
N/A |
5,000 |
10,000 |
5.2Baggage Delay
|
N/A |
1,000
|
2,000
|
6.
Personal Liability
|
|
|
|
|
2,000,000 |
2,000,000 |
2,000,000 |
7.
Compassionate Death Cash
|
|
|
|
|
N/A |
20,000 |
30,000 |
8.
Trauma Counselling
|
|
|
|
|
N/A |
20,000 |
30,000 |
9.
Rental Vehicle Excess
|
|
|
|
|
N/A |
5,000 |
8,000 |
10.
Loss of Green Fees (Golf)
|
|
|
|
|
N/A |
2,000 |
2,000 |
Optional Coverage?
Benefits details
Benefits (Section A and B) |
Maximum Limit Per Insured Person (HK$) |
Plan |
Move |
Run |
Fly |
A.
Cruise Vacation Coverage
|
|
|
|
1.
Additional Journey Cancellation and Interruption
|
N/A |
34,500 |
34,500 |
2.
Cruise Cancellation and Interruption
|
N/A |
57,000 |
57,000 |
3.
Excursion Tour Cancellation
|
N/A |
11,500 |
11,500 |
B.
Scuba Diving Coverage
|
|
|
|
1.
Tour Cost
|
N/A |
17,250 |
17,250 |
2.
Equipment Hire
|
N/A |
11,500 |
11,500 |
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